How to get rich, the basics

To get rich, you have to make more money than you spend.  It can't be done any other way.

 

There are some simple steps to becoming better with money:

1) Track everything that you spend.  If you don't know what you spend your money on, you have no chance of saving more of it effectively.

1.5) Save on the little things.  Buy generic instead, save money on the things you don't really care about.

2) Put the rest in the bank.  If you're not spending it today, put it in a savings account that earns interest.

3) Put that in the investment accounts.  If you're not spending it this month, put it in an investment account.  That means conservative stocks, bonds, or mutual funds.  Something with a generally steady growth rate.

4) Be rich.  You've saved extra money, and now you're making the most of saving that money. 

 

That's all there is to it.  Harder than it looks, but that's how to get started.